You might be used to surprises when you use a traditional debit or credit card to make purchases abroad but we aim to keep this really simple and transparent.

We use the Mastercard Exchange Rate to calculate how much your GBP money would be worth in another currency.

There may be a fixed 3% fee for foreign card purchases, to help cover these charges in an effort to build a sustainable service for the long term. Feel free to check out our pricing page to see if this is applicable to your plan or get in touch with the team via the app if you have any questions.


What are the rates?

This varies from time to time, so there's a handy calculator if you'd like to know what the rate is for a given currency. You can find the Mastercard calculator below. Remember to include the 3% 'Bank Fee'.

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