Coconut isn't a bank, and so we don't offer overdrafts or credit.

On the plus side, you can't go overdrawn, and we also don't do credit checks on new customers, making our sign up process much easier than traditional banks.

We are looking at ways to offer credit and loans through trusted partners. If this is something you'd like us to look at adding faster, hit us up at [email protected] with a bit of information about what you're looking for.

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