Just install the Coconut app on iPhone or Android to get started. Once you've installed the app, then signing up is simple:

  • Enter your details: Name, DOB, address
  • Take a photo of your ID (see here for guidance)
  • Take a selfie

That all take 2 or 3 minutes. Then we'll review your application - this can be pretty quick, usually about an hour, but can take up to 72 hours, particularly if our automated checks fail.

Once you're approved, then you get a sort code and account number that you can start using straight away, and we'll send you your Coconut card out in the post, first class.

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