Coconut is a digital-only service, and our account opening process can be done entirely from your smartphone.

It takes a few minutes from your phone. Here's what you'll need:

  • Your name and date of birth
  • A UK residential address
  • A valid ID document

What counts as valid ID?
You can use the following forms of Identification to sign up to Coconut:

  • Driver's Licence
  • Passport
  • National Identity Card
  • EU Resident Permit

Whilst we accept global Identity documents, you'll need to be a UK resident to open a Coconut account. 

We might need to do additional checks
We use a series of automated checks in order to streamline your application process. In most cases we can match your name and address details to these records. In some cases where we can't match all your details, we may have to ask you for additional information. A bit annoying, we know, but at least you're not waiting in line at the bank branch.

We may also require evidence from you that shows your intended use for the account if our automated procedures are unable to verify this.

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